About Finney Insurance Agency
For over 20 years, Finney Insurance Agency has been guiding individuals and businesses in Harleysville, PA and surrounding areas through their personal insurance, auto insurance, life insurance and business insurance needs.
Paulette Finney, Agency Principal, has been in the insurance industry for over 40 years and involved with the agency since it’s beginning. Although, she did not acquire the agency until several years later. Sandy Hanlon, Customer Service Agent, began her insurance career with the agency 12 years ago. Both Paulette and Sandy take pride in the relationships they are able to build with their clients. The trust they are able to gain from clients are a derivative of the integrity and care that they present.
As the insurance industry continues to change and evolve, one thing remains the same at Finney Insurance Agency. Our commitment to our clients. Every day we work hard to establish a strong relationship of mutual trust and service with each client we serve and the local community in which we do business.
If you’re looking for a local, independent insurance agency that is focused on your needs and believes in educating you about the best insurance options available to protect your family and your business, look no further. At Finney Insurance Agency, clients are the main priority, not the sale.
Personal Insurance Specialties
Business Insurance Specialties
Our Pride And Joy
We’re Ready to Advise You
Finney Insurance Agency offers comprehensive insurance solutions tailored to meet your needs.
Providing for Your Family
Raising a child is a rewarding and important life experience. It is also very expensive. The average cost of raising a child, born in 2013, to age 18 is more than $300,000. If you were to die tomorrow, would your spouse be able to provide food, clothes, daycare and eventually college tuition for your child? In 2013, the average cost of tuition, fees, room and board for a private college was $41,412 per year.
Having life insurance could secure the future for your children if you have an untimely death. With a life insurance policy, there would be enough income to help pay for everything your child could need while growing up.
After your death, any outstanding debt and financial obligations do not disappear. Your home is probably the costliest and most significant property you own. A mortgage payment is a large burden for a widow or widower to carry.
A life insurance policy would allow your spouse or children to pay off your outstanding debts and spare them the stress of making monthly payments on the home and car(s).
Many families lease or finance their automobiles these days. If the primary earner in the family were to die, the family could be left with outstanding car payments for years to come.
A life insurance policy would allow your spouse or children to pay off your outstanding debts and spare them the stress of making monthly payments on your car(s).
The average funeral costs about $10,000. That high price is for standard things, not unnecessary options or luxurious services. A death in the family is stressful enough; why add the hefty bill of a funeral to that stress?
A life insurance policy can easily cover the cost of a funeral. Your family will be able to think of you and have peace of mind without being burdened by funeral costs.
Protecting Your Retirement Savings
Once you retire, you will be living off social security, and if you are lucky to have them, a pension or retirement fund, too. But what if the surviving spouse has been relying on you to fund retirement for the couple? Premature death of an earner can affect sources of retirement benefits such as Social Security benefits.
Life insurance can help support a surviving spouse during his or her retirement.
Protecting Your Small Business
If you passed away, would your business suffer? There are many complications and financial issues that can arise due to the death of a business owner. Many people overlook this predicament.
A life insurance policy can keep a business moving along even during tough times, such as the loss of the business owner/partner. Key person life insurance is payable to the company and provides money for training and hiring of a new employee. A buy-sell agreement, funded by life insurance, allows the other partners in the business to buy the deceased’s share of the business, which will provide money for his or her family.
Spousal Support / Income Replacement
Many people mistakenly think that they don’t need life insurance if they don’t have children or if their children are grown. However, your financial responsibilities fall to your family when you are gone.
Life insurance can replace the income you would usually bring in and help support your spouse or adult children. Keeping your loved ones living in the way they are accustomed to is an important thing to think about.